Banker: My country's laws require every bank to invest in its local community by lending money to lo...

题目信息

Banker: My country's laws require every bank to invest in its local community by lending money to local businesses, providing mortgages for local home purchases, and so forth. This is intended to revitalize impoverished local communities. But it is clear that the law will soon entirely cease to serve its intended purpose. An increasing number of banks incorporated in our country exist solely on the Internet and are not physically located in any specific community.

The banker's argument is most vulnerable to criticism on which of the following grounds?

A:It overlooks the possibility that most banks that are physically located in specific communities in the banker's country are not located in impoverished communities.

B:It takes for granted that a law that ceases to serve its originally intended purpose no longer serves any other beneficial purpose, either.

C:It confuses a condition that would, if present, be likely to produce a given effect, with a condition that would probably be the cause if that effect were present.

D:It overlooks the possibility that even if there is a strong correlation between two phenomena, neither of those phenomena are necessarily causally responsible for the other.

E:It fails to adequately address the possibility that an increase in the number of banks of one kind in the banker's country will not lead to the complete elimination of banks of another kind.

参考答案及共享解析

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正确答案： E:It fails to adequately address the possibility that an increase in the number of banks of one kind in the banker's country will not lead to the complete elimination of banks of another kind.

答案E

题目大意：银行家：我国法律规定，每家银行都要通过向当地企业放贷、为当地购房提供抵押贷款等方式投资当地社区。这是为了振兴贫困的地方社区。但很明显，这项法律很快将完全停止达到预期目的。越来越多的在我国注册成立的银行仅仅存在于互联网上，并不实际位于任何特定的社区。

逻辑链：问缺陷，这一论点得出结论的唯一理由是，仅限互联网的银行数量正在增长。然而，这并不意味着当地社区内的银行将不复存在，也不意味着这些银行的投资将无法帮助振兴贫困社区。即使本地银行的数量下降，只要一些本地银行继续存在，法律也不一定会停止达到预期目的。

选项分析：

A. 它忽略了这样一种可能性，即银行所在国家的大多数实际位于特定社区的银行并非位于贫困社区。提出大多数实际位于特定社区的银行不位于贫困社区将有助于支持银行家的论点。也就是说，这些银行不会让当地社区需要帮助，因此法律对它打算服务的贫困社区几乎没有实际影响。

B. 它理所当然地认为，一项法律如果不再为其最初的目的服务，也不再为任何其他有益的目的服务。无关

C. 没有混淆因果

D. 它忽略了这样一种可能性，即即使两种现象之间存在很强的相关性，但这两种现象都不一定对另一种现象负有因果责任。错误

E. 它未能充分解决这样一种可能性，即银行家国家一类银行数量的增加不会导致另一类银行的彻底淘汰。正确

笔记